Am I saving enough for retirement? Is there any way to reduce my tax burden? How do I know if my 401(k) is invested appropriately? How much can I afford to spend during retirement? Do I have enough life insurance? Should I be concerned about estate taxes? When will I be able to retire? How much should I be saving to send my kids to college? How can I establish a lasting legacy after I’m gone?

First Financial Advisors offers comprehensive financial planning services to help you answer the toughest questions about your financial future. Though attaining your financial goals can never be guaranteed, proper planning can greatly increase your odds of success. Our financial planning services include:

• Preparation of financial statements
• Basic finance issues, such as debt structure, liquidity and cash flow needs
• Development of investment strategies
• Income tax optimization strategies
• Education funding
• Retirement planning, including accumulation and distribution strategies
• Estate planning strategies
• Survivor needs analysis/life insurance analysis
• Disability insurance and long-term care insurance analysis
• Stock option exercise strategies, if applicable
• Business planning, if applicable

First Financial Advisors provides financial planning on fee-for-service basis, though fees are often waived for asset management/money management clients.